When applying for a visa card, one of the most common concerns among consumers is how long it will take to receive the physical card in the mail

The time it takes to issue your card often has little to do with how fast you’re approved

Some companies offer expedited services, while others rely on standard delivery timelines that can stretch over several weeks

Major banks like Chase, Bank of America, and Wells Fargo typically issue new visa cards within seven to ten business days after approval

The extra steps in verification and card personalization slow down the overall issuance timeline

Even with instant approval, physical card production and mailing can take days to complete

Most major banks provide a paid rush shipping option that cuts delivery to just 2–3 days

Local financial cooperatives and regional lenders often require extended processing times

Because they handle fewer cards and often outsource card production, خرید ویزا کارت their issuance times can range from ten to fourteen business days

Many credit unions issue instant virtual card details to let you start spending right away

Some digital-first financial services, such as Revolut or Chime, have revolutionized the timeline by offering virtual visa cards instantly upon approval

Virtual cards are fully functional for all digital payments the second they’re issued

The physical card, if requested, usually arrives within five to seven days

A growing segment of users now reject waiting for plastic, choosing instant digital access instead

Processing times outside the U.S. depend heavily on local postal efficiency and customs rules

In some countries, delivery can take up to three weeks, especially in rural areas

Your card’s physical arrival is not the same as when you can begin using it

Digital access begins the moment approval is confirmed, regardless of physical card status

This feature can make a big difference if you need to make an online purchase or set up automatic payments

For fastest access, choose fintechs with virtual cards and banks that offer rush delivery

Processing timelines fluctuate — always verify real-time estimates on the official site

Knowing how long each issuer takes lets you pick a card aligned with your urgency